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November 14, 2025

How the Ripple XRP ETF Changes a Bad Crypto Market Camille Lemmens | usagoldmines.com

Most investors see $XRP as just another altcoin. But what’s happening behind Ripple’s ETF push tells a very different story. Quietly, the company’s been building relationships with some of the biggest financial players on the planet. Now, if this XRP ETF goes live, it won’t just validate Ripple. No, it can do a lot more. Instead, it could rewrite global digital assets’ adoption.

So, if it happens, it could completely reshape the crypto landscape. Imagine what happened when the SEC approved Bitcoin’s ETF. Now imagine that same shockwave hitting with an XRP ETF. But there is a big sell-off risk just around the corner that you should not ignore. In this video, we’re breaking down what all this could mean for the future price of $XRP.

An XRP ETF and the US Government Shutdown

So, there’s a lot of talk about $XRP ETFs going live. However, with the US government still in a lockdown, that’s not that easy. The Senate officially passed the bill to reopen the US government after 41 days. So, now it heads to the House for a final vote. 

This can take another day or two. Even when the shutdown ends, there’s no guarantee that the SEC will focus on ETF filings. And even if they do, there’s no guarantee in which running order the SEC will do this. So, I’m going to look at what happens if,

  • The shutdown continues
  • Or if the shutdown ends
The Shutdown Continues

Currently, at least for a couple of more days, that’s the most likely scenario. So, what happens in this case with the $XRP ETFs?

As we saw with the recent $HBAR, $LTC, and $SOL ETFs, they went live during the shutdown. That’s because the issuers, Bitwise ($SOL) and Canary ($HBAR and $LTC) used a clause in their filing. The issuer can remove the “delaying amendment” language from an S-1 registration. 

By doing so, the registration statement becomes automatically effective in 20 calendar days under Section 8(a). But the SEC can still take action to stop this. However, during a shutdown, that is very unlikely to happen. 

As a result, Canary immediately filed for an XRP ETF on 24th October. So, with the 20-day clock ticking, it automatically goes live, November 13th. That was yesterday and it’s live now. 

Now, Bitwise and Franklin Templeton followed suit. However, their ETFs won’t go live until November 20th and 24th. By that time, it’s very likely that the staff at the SEC is back at work.

The Shutdown Ends

Now that the shutdown ended, it’s likely that the Bitwise and Franklin Templeton ETFs will need manual SEC approval. So, expect a short delay before they launch. 

21Shares and CoinShares also have filings pending. However, without the 20-day clock amendment. In total, 11 XRP ETFs are listed on the DTCC. A listing here is required before an ETF can go live.

So, when the SEC is back at work before November 13th, there’s a very small window in which they can act. In other words, it’s still very likely that the Canary XRP ETF will go live automatically. 

However, the SEC can, or rather, will issue a comment letter or stop order before the 20-day window closes. This means that all other ETFs won’t automatically go live. This is standard SEC protocol when reopening after a shutdown. The SEC often triage “auto-effective” filings first. 

So, this all may sound a bit confusing, and in all fairness, it is. It all comes down to when the shutdown ends and how fast the SEC reacts. The bottom line is that things look on track for the Canary XRP ETF. Nonetheless, the other 4 ETF filings should also go live soon. Most likely within this month.

By all means, this is important news for $XRP. But it’s not the only exciting news that’s happening with Ripple and $XRP. Let’s take a closer look at what else is happening.

Other Ripple ($XRP) News

So, for $XRP holders, the ETF approvals are exciting times. However, there’s much more happening besides these ETFs. So, let’s take a closer look at what else is going on.

BlackRock Is Bullish on Ripple

BlackRock’s Maxwell Stein recently made some statements about Ripple. He said that “the market is ready for large-scale blockchain adoption.” Furthermore, he added that “Ripple’s infrastructure could soon move trillions.” He is Director, Digital Assets at BlackRock. He is also a member of the Corporate Executive-COO Executive team at BlackRock. In this role, Stein helps drive the firm’s digital asset strategy. 

Mastercard

Ripple started a collaboration with Mastercard, WebBank, and Gemini. Gemini is the crypto exchange owned by the Winklevoss brothers. This introduces $RLUSD settlement on the XRP Ledger for fiat credit card payments. The first available card is the Gemini XRP Credit Card. $RLUSD is Ripple’s U.S. dollar–backed stablecoin.

This should help blockchain-based settlement processes between Mastercard and WebBank. To clarify, WebBank is the Gemini card issuer. The Gemini Credit Card now launched an $XRP version. It already has a Bitcoin card and a Solana edition. 

So, what’s the big deal here? Well, with TradFi, it can take up to 2 or 3 days to move money behind the scenes. In this case, between Mastercard and WebBank. However, by using the XRP Ledger, these settlements happen within seconds. So, almost instantly. That’s the advantage of using blockchain rails on a network like Ripple. Or rather, its XRP Ledger.

So, you swipe your card. The settlement happens in $RLUSD within seconds. There’s no middleman involved and no banking delay. It’s currently in pilot phase. However, if this pilot works, it could scale Mastercard’s entire global network

What Does This Mean for the $XRP Price?

The current $XRP price is $2.40. It’s been in this sideways shuffle for around a year now. However, $XRP ETFs could show institutional inflows. This doesn’t mean that magically the $XRP price goes to $5 or $10 overnight. Look at what happened to the $BTC and $ETH ETF prices after their approval. Initially, both their prices fell. However, within a few weeks it went to new ATHs. First $BTC fell below $40k, then it hit a new ATH of $73k.

So, $5 to $6 is a target, but it can take a few weeks to get there. The XRP army always sees the sunny side and expects much higher prices. You tell me what is realistic. $10 or $20

However, don’t forget that there are also big $XRP sell-offs of 90 million $XRP during last week. That’s always a risk that’s around with $XRP. Ripple just holds too much $XRP, which they can dump on their users at any given moment.

Let me know in the comments what you think. Where does the $XRP price go by the end of this year? And do follow our X and Discord accounts for interesting discussions.

Disclaimer

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We are not responsible for any losses that you may incur as a result of any investments directly or indirectly related to the information provided. Bitcoin and other cryptocurrencies are high-risk investments, so please do your due diligence.

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The post How the Ripple XRP ETF Changes a Bad Crypto Market appeared first on Altcoin Buzz.

 

This articles is written by : Nermeen Nabil Khear Abdelmalak

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