The company announced that eligible users in the United Kingdom will soon gain access to a new savings account powered by ClearBank. It will offer 3.75% AER (variable) interest, paid daily on balances held in British pounds (GBP).
Deposits are protected by the Financial Services Compensation Scheme (FSCS) for up to £85,000 across all ClearBank accounts. This provides the same level of protection as high street banks. With instant access and no lockup, Coinbase is the first UK crypto exchange with a regulated savings account.
A Bridge Between Crypto and Traditional Finance
For many Brits, managing both crypto and fiat savings often means juggling multiple platforms. Coinbase wants to change that. The new savings account combines the accessibility of modern fintech with the security of traditional banking. ClearBank, a fully licensed UK bank, provides the regulated backbone for this product, ensuring user funds are protected and compliant under British law.
What makes this offering stand out is its simplicity. There is no minimum balance requirement, and interest is calculated and paid daily, allowing users to earn steady returns without long-term commitments. This type of instant-access savings model has become increasingly popular in the UK, where inflation and rising living costs have driven people to seek better returns on idle cash.
Big unlock for our users in the UK – earn interest daily on your GBP savings (3.75% AER).
Eligible deposits up to £85k are FSCS protected, like any other UK bank account. Powered by partnership w/ @clear_bank.
Instant access, and it’s simple to swap into crypto when you want. pic.twitter.com/fezFCm3uCn
— Brian Armstrong (@brian_armstrong) November 11, 2025
For example, according to Moneyfacts, the average UK instant-access savings rate in late 2025 is around 2.9%. This is different from Coinbase’s 3.75% offer is competitive even by traditional standards. By embedding this within a crypto exchange, Coinbase gives users a single place to manage their digital and fiat wealth. Something no other crypto exchange currently provides.
A Step Forward for Coinbase in the UK
The UK is Coinbase’s largest international market, and this launch signals the company’s long-term commitment to regulated growth. Earlier in 2025, Coinbase obtained its Virtual Asset Service Provider (VASP) registration from the Financial Conduct Authority (FCA), making it the largest UK-registered crypto exchange. That regulatory foundation paved the way for this new savings product, which aligns with local banking rules while keeping crypto accessibility at its core.
This move reflects a broader industry trend where exchanges are evolving into full-service financial platforms. Instead of just buying and selling crypto, users can now save, earn, and invest within one secure ecosystem.
Disclaimer
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The post Coinbase Introduces UK Savings Account with 3.75% Interest appeared first on Altcoin Buzz.
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This articles is written by : Nermeen Nabil Khear Abdelmalak
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