By USA Goldmines 
South Korea seems to be crypto-friendly. In a new report by the Hana Financial Institute, a Korean bank, it seems that 1 in 3 wealthy Koreans hold crypto. At least, according to the 2025 Korea Wealth Report.
But there’s a clear distinction between various ages. Older Koreans seem to be more conservative with their investments. On the other hand, the younger rich Koreans tend to invest more in digital assets. So, how does this work out for and with Koreans who hold crypto?
Which Wealthy Koreans Hold Crypto?
For this report, holding 1 billion WON or more puts you in the group of rich Koreans. That’s around USD 704,000. The average is $42 million that went into digital assets. The Hana Bank used an online survey for this report. In total, they questioned 3,010 participants. This splits up into:
- 884 wealthy individuals, holding 1 billion WON or more in investments.
- 1,545 upper-middle-class, holding between $100 million and 1 billion WON.
- 581 general public, holding up to 100 million WON.
According to Chosun Ilbo, Hana Bank’s latest 2025 Korea Wealth Report shows that one in three wealthy South Koreans (with over 1 billion KRW in assets) have invested in virtual assets, averaging 42 million KRW per person. “Young Rich” under 40 are especially active, with a 29%…
— Wu Blockchain (@WuBlockchain) April 17, 2025
The report states that one-third of the wealthy have been holding crypto since last year. As already mentioned, the average investment was around 42 million WON. Out of these, 34% held 4 or more different crypto tokens. An impressive 70% invested at least 10 million WON in crypto.
Source: Kedglobal
Out of ten Koreans who hold crypto, 5 to 6 mentioned that they will keep investing in crypto. Three out of ten took a neutral stance. One out of ten mentioned that they will lower their stake in crypto. A total of 49% of Koreans who hold crypto do this for ‘revenue’. However, since last year, this percentage has dropped by 10%. Other reasons given to hold crypto were investment accessibility. This grew from 21% to 37%. Favorable conditions for growth went from 22% to 34%.
Interesting is the age gap. So, wealthy Koreans under 40 are more likely to hold crypto. On the other hand, Koreans over 50 looked for safer crypto investment vehicles. Currently, they find these in ETFs. Besides crypto, the young Korean rich are also interested in overseas stocks. However, the survey was conducted in December 2024. That was before the tariff war started.
Disclaimer
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This articles is written by : Nermeen Nabil Khear Abdelmalak
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