ISO 20022 isn’t optional. Right, it’s the new global payments standard being rolled out as we speak. This is Part 2 of our 2-part series. We explore the universal language that banks and governments are switching to. That’s ISO 20022. With this system, they can process trillions of dollars every single day. This went live in the US on July 14th.
Out of all current crypto projects, only 8 are ISO 2022 compliant. I already covered 4 altcoins in Part 1. Today I’m covering the remaining 4 altcoins. So, stay tuned to find out which altcoins they are.
What Is ISO 20022
Here’s a quick reminder of what ISO 20022 is about. It’s a standard for electronic data interchange between financial institutions. It will be used worldwide. These are the rails that the financial world will be using. It integrates blockchain technology with TradFi. It enhances interoperability between the crypto sector and TradFi. This goes hand in hand with faster and more secure cross-border payments.
Currently, only 8 blockchain projects and their altcoins are ISO 20022 compliant. In Part 1, I already covered Cardano ($ADA), Hedera ($HBAR), Quant ($QNT), and IOTA ($IOTA). Here, in Part 2, I will cover the remaining 4 altcoins.
Ripple ($XRP)
We know Ripple and the $XRP token very well by now. I covered Ripple and $XRP quite a few times. You may want to check some of my videos. So, there’s no real need to explain Ripple. It’s all about building financial rails with TradFi. Instead, let’s dive into some reasons why Ripple can benefit from being ISO 20022 compliant.
🚨 ISO 20022 goes live July 14 – but what does that mean for #XRP?
Everyone’s screaming “$XRP is ISO 20022 compliant!” – but most don’t even understand what that actually means.
Let’s break it down 🧵👇#XRP #Ripple #ISO20022 pic.twitter.com/nl4HNgWv5C
— $589 (@589CTO) July 13, 2025
Early mover advantage with global financial integration
Ripple was the first blockchain to join the ISO 20022 standards. That was way back in 2020. RippleNet is ready to do business. This is the enterprise-grade solution for global payments. Not to be confused with the XRP Ledger. This is the liquidity solution used within RippleNet’s On-Demand Liquidity (ODL) service. In other words, banks and financial institutions that embrace ISO 20022 can immediately plug into RippleNet. There’s no need to wait for other projects that try to catch up.
🌎 Our On-Demand Liquidity (ODL) solution has seen substantial adoption this year, and we have the technology, the global network and the diverse list of customers to prove it.
Read more about ODL growth in 2022:https://t.co/dTsFfhFFMC
— Ripple (@Ripple) November 16, 2022
On-Demand Liquidity (ODL) eliminates pre-funding
This is where the XRP Ledger comes into play. This ledger is interoperable with other blockchains. But, most importantly, it offers fast, secure, and low-cost cross-border transactions. The sending financial institution converts its local fiat currency into $XRP. The Ledger sends this $XRP to the receiving financial institution. Once there, it converts the $XRP back into the local fiat currency. This is unique to Ripple. And it brings money transfer costs way down.
ISO 20022 technical connection to Ripple and the XRP Ledger 🧩
The first chart breakdowns Market Solutions for Cross Border payments and cites Ripple as an example.
Under the “Feature” category for Ripple, it is outlined that to access Ripple services you need to be connected… pic.twitter.com/vuNvy6Iehf
— SMQKE (@SMQKEDQG) July 28, 2024
Hedera ($HBAR)
Talking about Hedera ($HBAR) must also be familiar if you follow my channel regularly. Hedera is a hashgraph and not a blockchain. This makes it faster, cheaper, and more scalable compared to a traditional blockchain. Check out some of my recent videos about Hedera.
And did I mention that Hedera’s focus is on transactions and tokenization. So, what makes Hedera stand out with its ISO 20022 compliance.
Strong institutional governance model
Hedera’s governance council includes major corporations. Think of IBM, Google, Lufthansa, and the like. You get the picture, right? This provides credibility, stability, and trust.
Enterprise-grade security and regulatory alignment
Hedera has earned the ISO 27001 certification. It is also committed to the CISA Secure by Design Pledge. This reinforces Hedera’s leadership in data security and regulatory compliance. These are high security standards. As a result, this builds confidence for regulated industries. This sets Hedera apart. No other ISO 20022 compliant crypto project has such depth of enterprise security certification.
The Countdown Begins:
ISO 20022 & FedNow Launches on March 10, 2025!My Thread on ISO 20022 🧵https://t.co/rdQyb9OpG5@ripple XRP @hedera HBAR @XDC_Network_ XDC @strongholdpay SHX https://t.co/yNnLbrFv1Y pic.twitter.com/1ubd3A3VQp
— Angelica Saldaña S.T.B.❤️🔥 (@AngelofYHVH) February 9, 2025
Real-world use cases beyond cross-border payments
Hedera does more than only payments. It has a lot more on the menu. For instance, carbon credit tracking, supply chain management, and digital identity verification. This adds versatility to Hedera, and it’s not only about cross-border payments.
Algorand ($ALGO)
Algorand ($ALGO) is a project I haven’t talked about in quite a while. It offers instant finality, high throughput, and low fees. Sounds familiar? That’s right, this is what institutions are looking for. Algorand is also energy efficient and quantum secure. So, what makes Algorand attractive in this ISO 20022 field?
It’s happening! 🚨#ISO20022 goes live on July 14th!
And the biggest winner?$ALGO one of the few ISO 20022-compliant blockchains 🔥
Buckle up. The moon isn’t ready. 🌕 pic.twitter.com/aQEFEZyDlC
— Santolita (@SantoXBT) July 5, 2025
Strong institutional appeal and regulatory alignment
By being ISO 20022 compliant, Algorand meets the recognized global messaging standard. This boosts its credibility with institutional players and regulators alike. Furthermore, Algorand has some interesting strategic partnerships.
For example, with Paycode. This is a leader in biometric and offline digital payments. It looks like Algorand is future-ready for regulated financial markets. For instance, a big part of Algorand’s roadmap is its focus on CBDCs.
🚨 Big news for Algorand
We’re partnering with Paycode, a global leader in offline biometric payments, to bring secure, inclusive financial infrastructure on-chain.
Together, we’ll deliver blockchain-powered payments to underserved communities in Afghanistan, Ghana, Zambia,… pic.twitter.com/615g9YuXnc
— Algorand Foundation (@AlgoFoundation) June 23, 2025
Versatility for Real-World Asset tokenization and dApps
Algorand is also active in the RWA sector. Tokenization of RWAs is a priority. For example, with the mTBILL token launch in Europe. This is a tokenized certificate referencing short-term U.S. Treasury ETFs. The link to DeFi is easily made now. This is another sector in which Algorand is active. This gives it a broader set of use cases within regulated industries. Thus, setting it apart from cross-border only focussed projects.
🚨 @MidasRWA , a fully regulated German tokenization platform, launches mTBILL token on Algorand, the first non-EVM launch for the token.
mTBILL is a tokenized certificate referencing short-term U.S. Treasury ETFs, available to retail investors across Europe. The redemption… pic.twitter.com/mhzfAGGq8K
— Algorand Foundation (@AlgoFoundation) May 29, 2025
XDC Network ($XDC)
XDC Network ($XDC) caters to Trade Finance and payment solutions. It does this with enterprise-friendly use cases in mind. So, very much on track to make full use of its ISO 20022 compliance. So, let’s take a closer look at this, since XDC doesn’t get a lot of expo rue on our channel.
Enterprise-grade backbone for Trade Finance and RWA tokenization
XDC Network is purpose-built for this. About RWAs, think of tokenized US Treasuries and private credit. With its focus on trade finance and regulated asset tokenization, XDC stands out. It’s a niche area that others don’t cover that well, compared to XDC.
A significant milestone in RWA.
XDC Network serve as the blockchain layer for the commercial real estate finance transaction — led by @ArchaxEx , @verseprop , @XDC_Network_ , Spitfire Group, and Daizun.This deal reinforces the maturity of regulated digital asset infrastructure… https://t.co/OULOgZKL25
— XDC Network (@XDC_Network_) August 7, 2025
Unique hybrid blockchain and governance
XDC combines a hybrid blockchain architecture with a unique consensus mechanism (XDPoS). With this set up, XDC balances decentralization, security, and timely transaction validation. This is all geared towards enterprise-grade usage. Furthermore, XDC offers private subnetworks for sensitive data. Regulated institutions like this mix of confidentiality and compliance. These are features that set XDC apart from other ISO 20022 crypto projects.
🏆 We are thrilled to announce that the XDC Network has been awarded as the Leader in Hybrid Blockchain Solutions at the (@abc_conclave ) ABC Conclave 2024! 🎉
This recognition highlights our continuous innovation and dedication to building a decentralized future.
🚀 Thank you… pic.twitter.com/QNE0zYhUpJ
— XDC Network (@XDC_Network_) October 11, 2024
So, that’s the end of Part 2 of ISO 20022 compliant crypto projects and their altcoins. Do you think these 8 projects have an edge over non-compliant crypto projects? Let me know in the comments and make sure to follow us on X and Discord.
Disclaimer
The information discussed by Altcoin Buzz is not financial advice. This is for educational, entertainment and informational purposes only. Any information or strategies are thoughts and opinions relevant to accepted levels of risk tolerance of the writer/reviewers, and their risk tolerance may be different from yours.
We are not responsible for any losses that you may incur as a result of any investments directly or indirectly related to the information provided. Bitcoin and other cryptocurrencies are high-risk investments, so please do your due diligence.
Copyright Altcoin Buzz Pte Ltd.
The post 4 MORE Altcoins Primed for a MEGA PUMP, ISO 20022 Part 2 appeared first on Altcoin Buzz.
This articles is written by : Nermeen Nabil Khear Abdelmalak
All rights reserved to : USAGOLDMIES . www.usagoldmines.com
You can Enjoy surfing our website categories and read more content in many fields you may like .
Why USAGoldMines ?
USAGoldMines is a comprehensive website offering the latest in financial, crypto, and technical news. With specialized sections for each category, it provides readers with up-to-date market insights, investment trends, and technological advancements, making it a valuable resource for investors and enthusiasts in the fast-paced financial world.