TLDR
- Coinbase introduced Embedded Wallets tool through its Developer Platform (CDP) to simplify wallet integration for developers
- The tool offers 4.1% APY rewards on USDC balances without requiring staking
- Users can onboard via email, SMS, or OAuth without seed phrases or browser extensions
- Timing aligns with pro-crypto legislation like the CLARITY Act and GENIUS Act
- The system uses the same infrastructure that powers Coinbase’s upcoming DEX
Coinbase has launched a new developer tool designed to make cryptocurrency wallets easier to integrate and use, a move that comes as self-custody solutions gain momentum following recent favorable legislation in the United States.
The new Embedded Wallets tool, offered through the Coinbase Developer Platform (CDP), aims to simplify the process for developers who want to incorporate crypto functionality into their applications. This development arrives as Coinbase has rebranded its own wallet into what it calls an “everything app,” now named the Base app after its layer-2 network.
The toolkit provides developers with access to the same infrastructure that will power Coinbase’s forthcoming decentralized exchange (DEX). This gives developers enterprise-grade infrastructure while maintaining a user-friendly experience.
One key feature of the Embedded Wallets is the native rewards system. Users can earn 4.1% annual percentage yield (APY) on USDC balances held in these wallets, without any staking requirements. Developers have the option to either keep this APY or pass the benefits on to their users.
Hello from @baseapp
Coinbase Wallet is now much more than a wallet. Your new home to create, earn, trade, discover apps, and chat with friends all in one place. pic.twitter.com/LICIDJwvEE
— Base app (@baseapp) July 16, 2025
Simplified Onboarding Process
Traditional wallet integrations often require users to manage browser extensions or seed phrases, creating friction in the user experience. The CDP Embedded Wallets takes a different approach by enabling onboarding through more familiar methods like email, SMS, or OAuth.
This approach allows users to begin transacting immediately without navigating complex wallet setup procedures. Developers maintain full control over the front-end experience without having to handle custody issues or manage compliance requirements themselves.
The tool targets developers across several sectors including decentralized finance (DeFi), gaming, payments, and Web3 social media. Coinbase describes the SDK as the “everything wallet” for Web3 builders, combining good user experience with high-security standards.
The infrastructure includes secured key management and recovery services. It will also offer future support for smart contract accounts, expanding its functionality as the technology evolves.
Regulatory Tailwinds
The launch comes at a time when crypto-friendly legislation is creating a more favorable environment for self-custody solutions. Coinbase specifically pointed to two recent legislative developments as catalysts for growth in onchain finance.
The CLARITY Act establishes a regulatory framework for digital assets while guaranteeing self-custody rights. This allows users to hold cryptocurrencies without intermediaries, which is fundamental to the core principles of cryptocurrency.
Meanwhile, the GENIUS Act focuses on regulating dollar-backed stablecoins. This creates potential pathways into DeFi and other crypto sectors through digital dollar rails. Industry experts suggest that favorable stablecoin regulations could drive more value onchain by enabling the tokenization of real-world assets.
Fabian Dori, chief investment officer at digital asset bank Sygnum, told Cointelegraph that the GENIUS Act opens doors for innovation beyond stablecoins. “By providing long-sought-after clarity, it gives confidence to organizations and issuers to develop original, innovative ‘killer apps’ that don’t just serve their customers’ current needs, but create demand for entirely new services, including payments,” Dori said.
The Embedded Wallets SDK reflects a growing demand for making cryptocurrency more accessible to mainstream users. As Coinbase puts it, “Users don’t want to think about wallets. They just want great apps.”
The post Coinbase Launches Embedded Wallets Tool Through Developer Platform appeared first on Blockonomi.
This articles is written by : Nermeen Nabil Khear Abdelmalak
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