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February 10, 2026

Analyst Shares XRP Roadmap To $10,000: What Happens With Each Milestone? Scott Matherson | usagoldmines.com

A crypto analyst has shared a comprehensive roadmap for XRP, outlining key milestones and projected prices at each stage. The report examines potential catalysts, institutional demand, liquidity, global settlements, and market conditions that could drive the XRP price towards $10,000

XRP Short-Term Price At New Market Milestones

Market analyst Crypto_Luke has outlined a detailed roadmap for XRP, showing potential milestones that could push the cryptocurrency to new highs. He identifies $3.84 as the first key target, a level that could break XRP’s 2018 all-time high. The analyst said that crossing this level could trigger price discovery, with XRP potentially surging to $18, marking the fifth wave of market momentum.

Crypto_Luke notes that many investors may choose to exit during this stage, not because the rally is over, but because market conditions may appear overstretched. The analyst said the market would create a sense of euphoria, testing retail sentiment before a major shakeout. 

After entering a price discovery, XRP is expected to “release from suppression,” and launch from $18 toward $80. Crypto_Luke highlighted that this stage will attract the most profit-taking, especially from retail investors. Following this, the analyst expects XRP to explode into the quadruple-digit range, fueled by its institutional use cases as a global payment currency

Roadmap To A $10,000 Valuation

Crypto_Luke’s roadmap outlines a transition phase leading to a final target of $10,000. Before XRP reaches this ambitious valuation, he predicts its price will break out of the initial $18 target and potentially reach $1,000. The analyst said this explosive rally will likely be fueled by “early utilization,” indicating real-world use of XRP by institutions and financial systems worldwide. 

Crypto_Luke noted that access to liquidity corridors is also critical during this transition phase. These channels allow XRP to move efficiently between institutions across different regions. During this stage, banks and payment providers begin using the token for cross-border settlements, demonstrating its value beyond being a speculative cryptocurrency. The analyst added that financial institutions would also repeatedly test and scale XRP, likely to ensure the network can handle large transaction volumes and complex operations. 

By the time XRP reaches full utilization, Crypto_Luke projects that its price will skyrocket to $10,000. At this level, the analyst said XRP could power banking rails and enable global settlement, enabling faster, more reliable transactions across countries. In addition, XRP would support asset tokenization at scale, enabling currencies and financial products to be represented digitally and transferred throughout the blockchain network. 

Notably, Crypto_Luke confirmed that no specific date has been set for his bullish projections. He noted that the market moves in response to changes in conditions, not a calendar. When this happens, he expects XRP’s repricing to happen rapidly.

XRP  

This articles is written by : Nermeen Nabil Khear Abdelmalak

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