Payment | From CoDi to DiMo: Mexico’s second shot at growing digital payments | usagoldmines.com
First came CoDi, or “Cobro Digital” (Digital Collection). But it didn’t take off. The system,...
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Payment | Fintech with benefits: solving healthcare payments | usagoldmines.com
For some time, fintech has expanded beyond financial services to transform other industries. I have...
Lending | Lendbuzz uses AI to disrupt assessments, earns $219M AAA securitization | usagoldmines.com
Lendbuzz blends its founders’ early credit experiences with artificial intelligence (AI) to disrupt traditional assessment...
Lending | Upstart reports decent Q4 2023 earnings but provides weak guidance | usagoldmines.com
Upstart reported earnings (see PDF presentation here) after the bell yesterday and overall it was...
Lending | Banks and merchants can successfully balance accessibility with responsible POS financing in 2024 | usagoldmines.com
A common challenge merchants face is offering bank loans to their customers at the place...
Lending | Beem partners with TruStage to offer additional financial protection in case of covered job loss | usagoldmines.com
Can a super app get even more super? That looks to be the case with...
Lending | TruStage delivers Payment Guard Insurance as digital lending insurance solution | usagoldmines.com
It began with a problem years ago, back when consumers started shifting online, particularly when...
Lending | Digital lending leaders should always be prepared for a liquidity crunch | usagoldmines.com
The severity of a liquidity crunch for digital lenders cannot be overstated, as it poses...
Lending | TransUnion’s TruVision Consumer Property Insights for Portfolio Management provides holistic risk view | usagoldmines.com
TransUnion’s new TruVision Consumer Property Insights for Portfolio Management solution protects borrowers and lenders alike...
Lending | What do economic changes mean for digital lenders? | usagoldmines.com
Lending acts as a fundamental driver of economic vitality, facilitating investments, consumer spending, and broader...
Lending | Take our survey on the future of lending | usagoldmines.com
Since 2013, we have been closely following the lending space. In the past 11 years,...
Lending | Pipe Launches Embedded Capital-as-a-Service for Small Business | usagoldmines.com
Embedded finance is having a moment. While those of us in fintech marvel at all...
Lending | Many Millennials, Gen Z Thin-File Consumers Make Good Credit Bets: Open Lending-TransUnion Report | usagoldmines.com
A new report from Open Lending and TransUnion dispels the myth that many thin-file consumers,...
Lending | Consumers dissatisfied with loan repayment process, demand more options: PayNearMe study | usagoldmines.com
Results of a new survey from PayNearMe show demand for digital payment types and general...
Lending | Affirm hits it out of the park with their earnings | usagoldmines.com
Affirm reported earnings before the bell this morning and, in the words of CEO Max...
Lending | Kueski, fintechs ride the BNPL wave in Mexico, where cash is still king | usagoldmines.com
The Buy-Now-Pay-Later market in Mexico is evolving beyond the realm of digital commerce, also emerging...
Lending | Generation Z has it tougher than millennials: TransUnion report | usagoldmines.com
While both Generation Z and millennials are maturing during difficult financial times, TransUnion’s study Solving...
Lending | How Fintech Lenders Can Help Capture Small Business Opportunity | usagoldmines.com
Since 2021, U.S. entrepreneurs have submitted five million new business applications per year, according to...
Lending | LoanPro/Visa DPS integration provides unique credit personalization opportunities | usagoldmines.com
LoanPro’s credit platform integration with Visa DPS’ digital-first processing helps brands tackle shrinking debt interchange...
Lending | Plaid launches a new product to take cash flow underwriting mainstream | usagoldmines.com
Cash flow underwriting has been “the next big thing” in lending for several years now....