According to a recent report from the Financial Times, Circle is exploring whether transactions involving USDC could be made reversible under certain conditions.
The concept has raised eyebrows across the crypto community. But, it also points to how digital assets may evolve as they become more connected to traditional finance.
Rethinking Finality
In blockchain, once a transaction is confirmed, it is final. This immutability is seen as a safeguard against tampering and fraud. However, Circle’s President Heath Tarbert has suggested that the ability to reverse certain transactions might bring stablecoins closer to the standards of existing payment systems.
Currently, issuers like Circle can freeze specific addresses or blacklist accounts from using USDC if they are linked to crime. But once a transfer is finalized, it cannot be undone. In traditional finance, by contrast, disputed charges and fraudulent payments can often be reversed. For institutions considering wider use of stablecoins, the absence of such safeguards has been a sticking point.
🚨BREAKING: Circle is considering reversible USDC stablecoin transactions.
Circle President Heath Tarbert notes allowing refunds in certain cases of fraud would help the stablecoin industry’s push to become part of the financial mainstream. pic.twitter.com/G9wQNyLRY6
— CoinDesk (@CoinDesk) September 25, 2025
The timing of Circle’s considerations is significant. Stablecoins have become a key part of digital finance, with more than $160 billion in circulation as of September 2025, according to CoinGecko. They are increasingly used for cross-border payments, remittances, and as settlement tools in trading.
More about USDC
USDC and CCTP V2 are now live on Inkonchain, opening up new opportunities for institutions, developers, and businesses. Users can access the world’s largest regulated stablecoin for a variety of applications, including powering DeFi trading with collateral for spot and perpetual markets.
USDC and CCTP V2 are now live on @inkonchain!
Institutions, developers, and businesses on Ink can now access the world’s largest regulated stablecoin for a range of use cases:
✅ DeFi Trading: Power spot and perpetuals trading with collateral for DEXs
✅ 24/7 Settlement:… pic.twitter.com/0UEmRdNGgL— Circle (@circle) September 25, 2025
This will enable 24/7 settlement for derivatives and other financial transactions. Also, moving USDC seamlessly across supported blockchains using CCTP V2. This integration makes it easier than ever to tap into stable, regulated liquidity while expanding cross-chain capabilities on Ink.
Disclaimer
The information discussed by Altcoin Buzz is not financial advice. This is for educational, entertainment, and informational purposes only. Any information or strategies presented are the thoughts and opinions of the writer/reviewers, and their risk tolerance may differ from yours. We are not responsible for any losses you may incur due to any investments directly or indirectly related to the information provided. Bitcoin and other cryptocurrencies are high-risk investments; therefore, please conduct your due diligence. Copyright Altcoin Buzz Pte Ltd.
The post Circle Considers Reversible Transactions for USDC appeared first on Altcoin Buzz.
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This articles is written by : Nermeen Nabil Khear Abdelmalak
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