Regulation Assume EWA is a loan, even though everyone knows it isn’t | usagoldmines.com
Looking back over my decade-plus covering fintech, I see parallels between earned wage access (EWA)...
Payment | Marqeta’s Simon Khalaf: BNPL, embedded finance innovation just beginning | usagoldmines.com
Embedded finance and buy now, pay later (BNPL) are hotbeds of innovation, and Marqeta is...
Payment | Navigating the Surge in Subscription Declines: An Industry Insider’s View | usagoldmines.com
In the dynamic landscape of consumer subscription businesses, insights are the key to flexibility and...
Payment | Fintech Kueski takes BNPL to Amazon Mexico | usagoldmines.com
Mexican firm Kueski has joined forces with retail behemoth Amazon in a strategic move that...
Payment | Analyzing Payment Analytics: Quantum Leaps Beyond the Swipe | usagoldmines.com
In the digital commerce era, payment analytics orchestrates essential metrics, shaping a narrative of business...
Payment | Brazil’s Pix to reach 40% of online shopping by 2026, study shows | usagoldmines.com
Pix, Brazil’s instant payment juggernaut, shows no signs of slowing down. Despite reigning supreme in...
Payment | Eliminating junk fees and bringing transparency to international remittances | usagoldmines.com
The CFPB have made it very clear that they dislike banks charging junk fees. They...
Payment | Newer payment options boost merchant satisfaction: study | usagoldmines.com
The new kids on the payment methods block are the popular ones, according to findings...
Payment | Orum launches direct access to the Fed with Deliver API | usagoldmines.com
Today, payments fintech Orum has announced that it now has a direct connection to the...
Payment | Insights from the 2024 Payments Innovation Jury Report | usagoldmines.com
The 2024 Payments Innovation Jury Report, the 11th report since it was first published in...
Payment | Brazil, India lead instant payments growth worldwide with Pix, UPI | usagoldmines.com
Latin America typically isn’t at the forefront of global economic policy, but with pioneering financial...
Payment | Turning payments into a profitable revenue stream for vertical SaaS | usagoldmines.com
Vertical SaaS has consistently been a darling of the tech industry, as upstarts, like ServiceTitan for contractors...
Payment | The Tide is Turning for Pay by Bank in the US | usagoldmines.com
The emergence of the fintech industry in the 2000s sparked the fuse of the democratization...
Payment | How data can improve the payments process | usagoldmines.com
As the payments landscape becomes increasingly competitive, it’s crucial that businesses improve the customer experience...
Payment | The potential of digital wallets | usagoldmines.com
My physical wallet has three cards in it: my driver’s license, a work credit card...
Payment | The Rise in Chargeback Awareness and its Impact on Banks | usagoldmines.com
In today’s digital age, global interest in chargebacks has surged due to the exponential growth...
Payment | Offline Digital Payments to Deal With Financial Exclusion of the Non-Digital World | usagoldmines.com
Access to the internet already seems something widely accessible and ordinary. Most of our daily...
Payment | Breaking Down a Broken Healthcare Payments System | usagoldmines.com
Americans today are dealing with a healthcare affordability crisis. With inflation at its highest in...
Payment | Fintech with benefits: solving healthcare payments | usagoldmines.com
For some time, fintech has expanded beyond financial services to transform other industries. I have...
Payment | From CoDi to DiMo: Mexico’s second shot at growing digital payments | usagoldmines.com
First came CoDi, or “Cobro Digital” (Digital Collection). But it didn’t take off. The system,...