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February 18, 2026

Wall Street Moves Into XRP: Franklin Templeton ETF Crosses $200M in Assets Anjali Belgaumkar | usagoldmines.com

XRP ETF

The post Wall Street Moves Into XRP: Franklin Templeton ETF Crosses $200M in Assets appeared first on Coinpedia Fintech News

The first quarterly report for the Franklin Templeton XRP exchange-traded fund (ETF), trading under the ticker XRPZ, has offered an early look at how quickly institutional investors are entering the XRP market. The filing shows that the fund, launched in late November 2025, already controls a massive pool of XRP worth hundreds of millions of dollars, signaling a growing shift from retail-driven trading to institutional participation.

The ETF officially began operations on November 24, 2025, and is listed on NYSE Arca, giving traditional investors a simple way to gain exposure to XRP without directly buying or storing the digital asset. By the end of December 2025, the fund held more than 118.3 million XRP, valued at approximately $216 million, according to the quarterly filing.

Rapid Asset Build-up After Launch

The numbers show that the fund scaled quickly within weeks of launching. Initial seed investments and large creation unit purchases helped expand holdings rapidly, bringing total net assets to over $216 million by year-end. 

The ETF had 10.9 million shares outstanding at the end of the reporting period, reflecting strong early participation from authorized institutional investors who create ETF shares by contributing XRP or cash.

Although the fund recorded an unrealized loss of about $28.6 million during the quarter, this was mainly due to short-term price movements in XRP rather than operational issues. Since the ETF is designed to passively track the price of XRP, its value naturally rises or falls with the underlying asset.

Designed to Simplify XRP Investing

The ETF operates as a passive investment vehicle that seeks to mirror XRP’s price performance before expenses. Instead of requiring investors to manage private keys, wallets, or exchange accounts, the ETF provides exposure through the traditional stock market. Custody of the XRP holdings is handled by institutional digital asset custodians, while the fund’s daily net asset value is calculated using recognized benchmark pricing.

This structure is aimed at attracting institutional funds, retirement accounts, and investors who prefer regulated securities markets over direct cryptocurrency trading platforms.

Institutional Adoption Narrative Strengthens

The accumulation of over 118 million XRP within just weeks of launch suggests that institutional demand for XRP-linked investment products is beginning to expand. As more asset managers introduce regulated crypto investment vehicles, ETFs like XRPZ could play a major role in bringing larger pools of capital into the XRP ecosystem.

With traditional finance firms now offering regulated access to digital assets, the early growth of Franklin Templeton’s XRP ETF signals that the institutional era for XRP investing may already be underway.

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FAQs

What is the Franklin Templeton XRP ETF (XRPZ)?

The Franklin Templeton XRP ETF (XRPZ) is a regulated fund listed on NYSE Arca that gives investors stock-market exposure to XRP without holding crypto directly.

How much XRP does the XRPZ ETF currently hold?

As of its first quarterly report, the fund holds over 118 million XRP valued at about $216 million, reflecting strong early institutional interest.

Why are institutions interested in the XRP ETF?

Institutions prefer ETFs because they offer regulated access, professional custody, and simplified exposure to XRP without wallets or private keys.

What does XRPZ’s growth mean for XRP adoption?

Rapid asset growth signals rising institutional participation and may mark a shift from retail-led trading to broader financial adoption.

 The post Wall Street Moves Into XRP: Franklin Templeton ETF Crosses $200M in Assets appeared first on Coinpedia Fintech News
The first quarterly report for the Franklin Templeton XRP exchange-traded fund (ETF), trading under the ticker XRPZ, has offered an early look at how quickly institutional investors are entering the XRP market. The filing shows that the fund, launched in late November 2025, already controls a massive pool of XRP worth hundreds of millions of … 

This articles is written by : Nermeen Nabil Khear Abdelmalak

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