By Nermeen Nabil Khear 
A new partnership between Ripple and Chipper will make sending money across Africa easier than ever.
On March 27th, both companies announced their partnership to improve cross-border transactions within Africa. Chipper Cash is a popular payment service provider within Africa. And following the partnership, it will integrate Ripple Payments into its systems. This would make it easier for users to send and receive funds faster and cheaper.
Africa’s payments landscape is evolving—and crypto-enabled transactions are at the center.
@chippercashapp and Ripple are teaming up to enable faster, more cost-effective cross-border payments into Africa using Ripple Payments.https://t.co/tA1hO4mtyG
— Ripple (@Ripple) March 27, 2025
Ripple’s infrastructure will help Chipper Cash cut down transaction times to just a few seconds, enabling payments to be completed within minutes. This will be a huge improvement from regular banking systems.
Ripple has focused on improving payment gaps within Africa. The company’s Managing Director for the Middle East and Africa, Reece Merrick, emphasized that more businesses and consumers in Africa are recognizing blockchain’s potential to revolutionize finance.
This isn’t Ripple’s first move in Africa. In 2023, the company partnered with Onafriq to process payments between 27 African countries. The new deal with Chipper Cash further strengthens Ripple’s presence in the continent’s growing digital payments industry.
Africa’s payments landscape is evolving and we are excited to be at the forefront of this journey.
We’ve teamed up with @Ripple to enable faster, more cost-effective cross-border payments into Africa using Ripple Payments. See how this partnership is shaping the future of… pic.twitter.com/ClhW4fxrZb
— Chipper Cash (@chippercashapp) March 27, 2025
Why This Matters
Africa is one of the fastest-growing regions for crypto and blockchain adoption, particularly in remittances. Many people depend on international money transfers for daily expenses, but traditional systems are slow and expensive.
1/5
Africa has validated the usecase for Bitcoin as a medium of exchange
“𝟳𝟬% 𝗼𝗳 𝗮𝗹𝗹 #Bitcoin 𝘁𝗿𝗮𝗻𝘀𝗮𝗰𝘁𝗶𝗼𝗻𝘀 𝗼𝗳 𝗹𝗲𝘀𝘀 𝘁𝗵𝗮𝗻 $𝟭,𝟬𝟬𝟬 𝗲𝗶𝘁𝗵𝗲𝗿 𝘀𝘁𝗮𝗿𝘁 𝗼𝗿 𝗲𝗻𝗱 𝗼𝗻 𝘁𝗵𝗲 𝗔𝗳𝗿𝗶𝗰𝗮𝗻 𝗰𝗼𝗻𝘁𝗶𝗻𝗲𝗻𝘁”
source: https://t.co/F4MDzrsE4v pic.twitter.com/7TxULGi5L3
— Daniel Batten (@DSBatten) April 22, 2024
Plus, this partnership also taps into Africa’s crypto-savvy youth. Chainalysis has often ranked Africa as one of the nations with the highest crypto growth. Additionally, multiple reports state that stablecoins now account for nearly half of all crypto transactions in Sub-Saharan Africa.
Bitcoin’s % of transaction volume is also highest in Nigeria. pic.twitter.com/jGjdP1VfPj
— Daniel Batten (@DSBatten) April 22, 2024
As the demand for faster and more affordable financial services increases, blockchain-based solutions like Ripple are gaining traction. Chipper Cash’s CEO, Ham Serunjogi, highlighted that crypto-enabled payments can boost financial inclusion, open up global markets, and empower individuals and businesses across Africa.
Disclaimer
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We are not responsible for any losses that you may incur as a result of any investments directly or indirectly related to the information provided. Bitcoin and other cryptocurrencies are high-risk investments, so please do your due diligence.
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This articles is written by : Nermeen Nabil Khear Abdelmalak
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