TLDR
- Payment volume on crypto-linked cards surged to an all-time high of $12.5 billion in 2026, representing a 140% increase from January levels.
- The figure represents a 247% rise compared to transaction volumes recorded in October 2025, based on paymentscan.xyz tracking data.
- Expanding stablecoin payment infrastructure and reduced costs for international money transfers are the primary catalysts behind the surge.
- Jupiter Spend reported a 55% quarter-over-quarter increase in activated cards, fueled partly by QR-code payment adoption.
- New bitcoin-focused card offerings from Fold Holdings and Aven are entering the market with distinct reward structures and collateralized lending features.
The cryptocurrency payment card sector has achieved unprecedented transaction volumes this year. Data from paymentscan.xyz reveals that payment processing through crypto cards reached $12.5 billion.
This total represents a 140% surge from early January figures. When compared to October 2025 volumes, the increase stands at 247%.
The Kobeissi Letter, a market-focused financial newsletter, originally highlighted the data. The publication characterized the expansion as evidence of a fundamental transformation in how consumers interact with digital currencies.
“Crypto cards are the next phase of crypto adoption,” The Kobeissi Letter said.
Key Factors Behind the Surge
The expansion is primarily driven by two developments. First, stablecoins are increasingly serving as the underlying payment infrastructure for routine transactions.
Second, there is growing demand for international payment solutions that reduce both cost and settlement time compared to traditional banking channels. Stablecoins enable value transfer across borders while avoiding the typical delays and transaction fees associated with legacy financial institutions.
Merchant acceptance of QR-code payments is expanding as well. An increasing number of retailers now support scan-based payment systems connected to cryptocurrency wallets.
These trends are reflected in platform metrics. Jupiter Spend, among the leading on-chain card providers, reported that its activated card count jumped 55% compared to the previous quarter.
Fresh Card Offerings Hit the Market
The spending boom coincides with an influx of new crypto card launches. Fold Holdings initiated distribution of its Fold Bitcoin Credit Card earlier this year.
Initial distribution targeted waitlist members. Broader availability is planned through a phased rollout spanning the next several weeks and months.
The card operates on Visa’s global network with Stripe Issuing handling the backend infrastructure. Acceptance covers 175 million merchant locations worldwide.
Users receive a baseline reward of 1.5% cashback in bitcoin. Enhanced earning opportunities push returns up to 4% through activity multipliers and merchant partnerships.
Settling the monthly statement using bitcoin adds an additional 0.5% reward on top of existing cashback rates.
Aven has pursued an alternative strategy with its offering. The firm introduced the Aven Bitcoin Visa Card during Bitcoin Conference 2026 in Las Vegas.
This card enables users to secure loans backed by their bitcoin holdings rather than liquidating assets. Credit lines extend up to $1 million.
Interest rates begin at 7.99% APR. Borrowers can select repayment schedules lasting up to 10 years.
BitGo, a digital asset custody provider, holds the loan collateral. Coastal Community Bank serves as the issuing financial institution.
The two offerings illustrate divergent approaches to crypto card functionality. One delivers bitcoin rewards for consumer spending, while the other transforms bitcoin ownership into accessible credit.
Both firms anticipate sustained growth in demand for cryptocurrency-connected payment solutions as stablecoin adoption spreads to additional geographic markets.
The post Stablecoin-Powered Cards Drive 140% Jump in Digital Asset Spending appeared first on Blockonomi.
This articles is written by : Nermeen Nabil Khear Abdelmalak
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